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Medical Insurance
Specifically designed for employers with 150-400 employees, our flexible and comprehensive healthcare plan offers the ability to flex cover up to access premium dental and travel cover at discounted rates or flex cover down by removing some benefits to help reduce costs.
Our innovative care management also means that our nurses are actively involved in helping employees and their families get the most suitable treatment in the most appropriate setting. And through individual claims management they help to manage your company's healthcare claims and costs.
Key features of SmarterHealth:
- Insightful medical management information report combined with expert account management to support health strategies
- CIGNA's unique nurse led approach to care management
- Innovative claims management through our Care Coordination Programme
- Client portal: the secure portal allows administrators to make real-time changes to membership information, view invoices and run reports
- Member portal: the secure portal allows members access to all member literature, check claims information and access the useful wellbeing information and advice
SmarterHealth gives you flexibility to meet your company's own specific needs. And our unique approach to building intelligent care pathways also means you can be confident we're actively managing costs while ensuring your employees are receiving the most appropriate treatment in the most appropriate setting.
Covering best practice treatment
In an ideal world private medical cover would cover our employees for every type of treatment their doctor recommends. Whether a long term stay in a specialist psychiatric unit or the latest experimental treatment for a rare form of cancer – we’d like to be able to cover it. However, in the real world of trying to balance increasing demand for healthcare against a fixed employee benefits budget, we need to make sure we’re getting the maximum value for every £ we spend.
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