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Our plans

CIGNA is in the unique position in the corporate dental market of being able to provide a choice of plan designs to meet the different needs of our clients.


Indemnity Range

Our indemnity range is recognised as being market leading and is the popular choice for companies looking to provide comprehensive dental cover on a company paid basis, providing complete clarity on what we will reimburse for every item of treatment. When matched appropriately against the charges made by local dentists our comprehensive plans can help minimise member shortfalls.

In this range there are four plans to choose from, all with the same wide cover for preventive care and dental treatment, differing only in annual limit and the levels of reimbursement per item of treatment.

Compare our levels of cover. Contact us for a quote.


Co-insurance Range

The simplicity of our co-insurance plan design works particularly well with large schemes operating on a flexible benefits platform and is now a great fit for large and small companies alike.

There are four plans to choose from - an accident and emergency plan and a choice of 3 others offering 100% reimbursement towards preventive care and 80% reimbursement for minor and major treatment up to varying annual limits.

Compare our levels of cover. Contact us for a quote.


Indemnity Range & Co-insurance Range:

In both plan designs, members can claim for any number of treatments up to the annual maximum benefit, except for:

  • Routine examinations and scale and polishes – 2 of each per year.
  • X-rays – 4 per year.
  • Quadrants of periodontal treatment (treatment for gum disease) – 4 per year.

Our plans are designed to help reimburse the costs of clinically necessary treatment, so exclude things like:

  • Experimental treatment.
  • Cosmetic treatment.
  • Dental implants.

This list is not exhaustive. Please contact us for a full list of terms, conditions and exclusions.